# FirmEU > FirmEU (FirmEU B.V., Netherlands) is a corporate payments and banking consultancy that helps global businesses — especially high-risk and regulated industries — open bank accounts, secure payment processing, and set up cross-border and multi-currency payment infrastructure. Through a network of 250+ verified banks and payment partners, FirmEU matches each business with suitable providers and facilitates structured introductions. It also operates PayFirmly, a payment gateway supporting 500+ payment methods with intelligent routing and built-in fraud prevention. FirmEU serves sectors that traditional banks often classify as high-risk: crypto, adult, CBD/cannabis, forex/CFD, gaming and betting, travel, e-commerce/dropshipping, MSBs, EMIs and digital banks, real estate, oil & gas, construction, payroll, and financial institutions. Core services are banking access, payment processing, cross-border payments, and physical POS systems. The company is registered with the Dutch Chamber of Commerce (no. 85553972). ## Services - [Banking](https://www.firmeu.com/service/banking): Open secure, compliant bank accounts with institutions that actively support complex and regulated industries. - [Payment Processing](https://www.firmeu.com/service/payment-processing): Connect high-risk companies with trusted payment processors and acquiring partners. - [Cross-Border Payments](https://www.firmeu.com/service/cross-border-payments): Fast, secure global transfers with compliant multi-currency processing. - [Physical POS Systems](https://www.firmeu.com/service/physical-pos-systems): Multi-currency POS systems for international, in-person and cross-border sales. ## Solutions by Sector - [Crypto Banking](https://www.firmeu.com/service-industry/crypto-banking): Banking access for crypto companies and digital-asset operations. - [Crypto Payment Processing](https://www.firmeu.com/service-industry/crypto-payment-processing): Accept crypto payments globally with fast settlement and integration. - [Adult Banking](https://www.firmeu.com/service-industry/adult-banking): Banking access for adult content platforms, studios and service providers. - [Adult Payment Processing](https://www.firmeu.com/service-industry/adult-payment-processing): Reliable adult payment processing with higher approval rates. - [CBD Banking](https://www.firmeu.com/service-industry/cbd-banking): Banking access for cannabis and CBD companies. - [CBD Payment Processing](https://www.firmeu.com/service-industry/cbd-payment-processing): Compliant CBD payment processing for high-risk businesses. - [E-Commerce Banking](https://www.firmeu.com/service-industry/e-commerce-banking): Banking access for e-commerce and online merchants. - [E-Commerce Payment Processing](https://www.firmeu.com/service-industry/e-commerce-payment-processing): Global e-commerce payment processing for fast, secure checkout. - [MSBs Banking](https://www.firmeu.com/service-industry/msbs-banking): Banking for Money Service Businesses with complex financial operations. - [MSBs Payment Processing](https://www.firmeu.com/service-industry/msbs-payment-processing): MSB payment processing with improved approvals and compliance. - [Travel Banking](https://www.firmeu.com/service-industry/travel-banking): Banking access for travel agencies, platforms and operators. - [Travel Payment Processing](https://www.firmeu.com/service-industry/travel-payment-processing): Payment processing built for the travel industry. - [Global Payments](https://www.firmeu.com/service-industry/global-payments): Global payment solutions and cross-border payments for international businesses. - [Multi-Currency Accounts](https://www.firmeu.com/service-industry/multi-currency-accounts): Multi-currency accounts to manage FX friction for international business. ## Industries We Serve - [Real Estate](https://www.firmeu.com/industry/real-estate): Cross-border payment solutions for property transactions and suppliers. - [Crypto Exchanges](https://www.firmeu.com/industry/crypto-exchanges): Banking and payment partners for licensed exchanges and trading platforms. - [EMIs & Digital Banks](https://www.firmeu.com/industry/emis-and-digital-banks): Financial partners that support regulated fintech operations. - [Financial Institutions](https://www.firmeu.com/industry/financial-institutions): Banking and cross-border access aligned with complex compliance needs. - [Payment Companies](https://www.firmeu.com/industry/payment-companies): Banking for PSPs, gateways and high-volume processing platforms. - [MSBs / Remittance](https://www.firmeu.com/industry/msbs): Banking for money transfer operators and remittance companies. - [Payroll Companies](https://www.firmeu.com/industry/payroll-companies): Cross-border payment partners for payroll providers and global employers. - [Construction](https://www.firmeu.com/industry/construction): Multi-currency accounts and supplier payments for construction firms. - [Oil & Gas](https://www.firmeu.com/industry/oil-gas): Secure payments, compliance and multi-currency services for energy companies. - [Sport](https://www.firmeu.com/industry/sport): Banking and global payments for sponsorships, transfers and agencies. - [Other High-Risk Industries](https://www.firmeu.com/industry/other): Banking and cross-border payments for crypto, adult, FX, travel and gaming. ## Guides: Payment Processing Fundamentals - [Understanding How Payment Processing Works](https://www.firmeu.com/blog/understanding-how-payment-processing-works) - [Payment Gateway vs Processor vs Acquirer Explained](https://www.firmeu.com/blog/payment-gateway-vs-processor-vs-acquirer) - [Payment Service Provider vs Payment Gateway (Pros & Cons)](https://www.firmeu.com/blog/payment-providers-vs-gateways) - [Banking vs Payment Processing: What Your Business Needs to Know](https://www.firmeu.com/blog/banking-vs-payment-processing-explained) - [How to Choose the Right Payment Processor for Your Business](https://www.firmeu.com/blog/choose-right-payment-processor-business-model) - [How to Integrate Multiple Payment Processors on Your Website](https://www.firmeu.com/blog/multiple-payment-gateways-integration-guide) - [Best Payment Gateway for Ecommerce: Top Choices for Your Online Store](https://www.firmeu.com/blog/best-payment-gateway-for-ecommerce-top-solutions-for-your-online-store) - [Ensuring Payment Security: Choosing a Reliable Payment Processor](https://www.firmeu.com/blog/ensuring-payment-security-how-to-get-online-business-needs-a-reliable-payment-processor) - [What Are Biometric Payments? A Guide](https://www.firmeu.com/blog/biometric-payments-ultimate-guide) - [8 Safest Payment Methods: Secure Transactions Guide](https://www.firmeu.com/blog/the-8-safest-payment-methods) ## Guides: High-Risk Business & Merchant Accounts - [What's a High-Risk Business? Definition & Key Factors](https://www.firmeu.com/blog/whats-considered-a-high-risk-business) - [High-Risk vs Low-Risk Business: What's the Difference?](https://www.firmeu.com/blog/high-risk-vs-low-risk-business-key-differences) - [What is a High-Risk Merchant Account? Key Details and Tips](https://www.firmeu.com/blog/what-is-a-high-risk-merchant-account-details-tips) - [What is a High-Risk Payment Gateway?](https://www.firmeu.com/blog/what-is-a-high-risk-payment-gateway-explained) - [High-Risk Business Payment Processing Setup Guide](https://www.firmeu.com/blog/how-to-set-up-high-risk-payment-processing-business) - [Top 5 High-Risk Payment Solutions for Businesses in 2025](https://www.firmeu.com/blog/top-5-high-risk-payment-solutions-in-2025) - [Best FX Options & Banking for High-Risk Businesses](https://www.firmeu.com/blog/banking-fx-options-high-risk-businesses) - [How to Open a Merchant Bank Account for Your Online Business](https://www.firmeu.com/blog/how-to-open-merchant-bank-account-for-your-online-business) ## Guides: Fraud, Chargebacks & Compliance - [What Is Payment Fraud? Types, Risks & Prevention Explained](https://www.firmeu.com/blog/what-is-payment-fraud-and-what-types-are-there) - [12 Best Fraud Prevention Tools for Secure Online Transactions](https://www.firmeu.com/blog/top-12-fraud-prevention-tools) - [Avoid Credit Card Fraud with 3D Secure 2.0](https://www.firmeu.com/blog/avoid-credit-card-fraud-in-your-business-with-the-3d-secure-2-0) - [What Is Credit Card Encryption & How Does It Work?](https://www.firmeu.com/blog/credit-card-encryption-complete-guide) - [How to Prevent Chargebacks as a Merchant Effectively](https://www.firmeu.com/blog/how-to-prevent-chargebacks-as-a-merchant) - [Chargeback Prevention Tips: Safeguard High-Risk Businesses](https://www.firmeu.com/blog/chargeback-prevention-tips-for-safeguarding-high-risk-businesses) - [What is GDPR Compliance in Payment Processing?](https://www.firmeu.com/blog/understanding-gdpr-compliance-in-payment-processing) ## Guides: Crypto & Digital Asset Payments - [How to Accept Payments in Crypto: A Complete Guide for Businesses](https://www.firmeu.com/blog/how-to-accept-payments-in-crypto-everything-you-need-to-know) - [How to Accept Bitcoin as Payment for Your Business](https://www.firmeu.com/blog/accept-bitcoin-payments-guide) - [7 Best Crypto Payment Gateways in 2026](https://www.firmeu.com/blog/the-7-best-crypto-payment-gateways) - [Maximizing Efficiency with Crypto Payment Processing](https://www.firmeu.com/blog/crypto-payment-processing) - [Payment Processing for Your Crypto Company: What, Why, and How](https://www.firmeu.com/blog/payment-processing-for-your-crypto-company-what-why-and-how) - [Fiat to Crypto Payment Gateway: How to Seamlessly Convert Payments](https://www.firmeu.com/blog/fiat-to-crypto-payment-gateway-in-2025-a-comprehensive-guide-to-seamless-conversion) - [Cryptocurrency in Financial Services: The Future of Banking](https://www.firmeu.com/blog/cryptocurrency-in-financial-services-the-future-of-banking-and-payment-processing) - [Who Accepts XRP as Payment: A Comprehensive Guide](https://www.firmeu.com/blog/who-accepts-xrp-as-payment-your-ultimate-guide-to-xrp-transactions) - [Bank Account Opening for the Crypto Industry](https://www.firmeu.com/blog/bank-account-opening-for-the-crypto-industry) - [Open Banking for Your Crypto Business](https://www.firmeu.com/blog/service-blue-card-eu) ## Guides: SEPA, EMIs & European Payments - [SEPA Europe: Complete Guide for EU and Non-EU Companies](https://www.firmeu.com/blog/sepa-zone-europe-for-businesses) - [The SEPA Zone: Key Information and Countries Involved](https://www.firmeu.com/blog/the-sepa-zone-key-information-and-countries) - [What is SEPA Direct Debit: Everything You Need to Know](https://www.firmeu.com/blog/everything-you-need-to-know-about-sepa-direct-debit) - [How to Set Up a SEPA Direct Debit: The Ultimate Guide](https://www.firmeu.com/blog/how-to-set-up-sepa-direct-debit-complete-guide) - [What is a SEPA Direct Debit Mandate?](https://www.firmeu.com/blog/what-is-a-sepa-direct-debit-mandate-a-complete-guide) - [How to Secure SEPA Payments for Merchants](https://www.firmeu.com/blog/how-to-secure-sepa-payments-for-merchants) - [Benefits of Using an EMI Over a Traditional Account](https://www.firmeu.com/blog/benefits-of-using-an-emi-over-a-traditional-account) - [How to Obtain a Safeguarding Account for Your EMI & PI](https://www.firmeu.com/blog/how-to-obtain-a-safeguarding-account-for-your-emi-pi) - [Connecting Medium-Sized UK EMIs to Europe: Opportunities and Strategies](https://www.firmeu.com/blog/connecting-medium-sized-uk-emis-to-europe-opportunities-and-strategies) ## Guides: Cross-Border, Global & Multi-Currency Payments - [How to Accept Payments Globally Without Getting Blocked](https://www.firmeu.com/blog/how-to-accept-payments-globally) - [Top Global Payment Methods for International Business Growth](https://www.firmeu.com/blog/global-payment-methods-international-business) - [Payment Localization Guide for International Businesses](https://www.firmeu.com/blog/payment-localization-guide-for-international-businesses) - [Best Ways to Process Payments in LatAm Markets](https://www.firmeu.com/blog/what-are-the-best-ways-to-process-payments-in-latam) - [6 Types of Cross-Border Payment Gateways](https://www.firmeu.com/blog/types-of-cross-border-payment-gateways) - [What Slows Down Cross-Border Payments?](https://www.firmeu.com/blog/cross-border-payments-delays-causes) - [Why Your Cross-Border Payments Are Failing or Delayed](https://www.firmeu.com/blog/cross-border-payments-failures) - [How to Reduce Cross-Border Payment Failures](https://www.firmeu.com/blog/reduce-cross-border-payment-failures) - [Payment Challenges for Cross-Border E-Commerce Stores](https://www.firmeu.com/blog/cross-border-ecommerce-payment-challenges) - [What Is a Multi-Currency Account? Explained](https://www.firmeu.com/blog/what-is-a-multi-currency-account-and-how-does-it-work) - [Multi-Currency Payment Processing for International Businesses](https://www.firmeu.com/blog/multi-currency-payment-processing-benefits) - [Key Features of Multi-Currency Payment Processing Platforms](https://www.firmeu.com/blog/multi-currency-payment-processing-platform-features) - [5 Best Multi-Currency Payment Processing Platforms](https://www.firmeu.com/blog/multi-currency-payment-processing-platforms) - [Multi-Currency Payments for E-Commerce That Work](https://www.firmeu.com/blog/multi-currency-payments-for-ecommerce) - [Multi-Currency vs Local Accounts: Best Choice for Global Expansion](https://www.firmeu.com/blog/multi-currency-vs-local-accounts-expansion) ## Guides: POS Systems - [POS Systems for Your High-Risk Business](https://www.firmeu.com/blog/pos-systems-for-your-high-risk-business) - [Offline vs Online POS Systems for Modern Businesses](https://www.firmeu.com/blog/offline-vs-online-pos-systems) - [How to Accept Card Payments Without a POS System](https://www.firmeu.com/blog/how-to-accept-card-payments-without-a-pos-system) ## Guides: Business Bank Account Opening - [How to Open an International Business Bank Account](https://www.firmeu.com/blog/how-to-open-international-business-bank-account) - [Forex Business Bank Account Opening: Why and How?](https://www.firmeu.com/blog/forex-business-account-opening) - [Forex Business Banking](https://www.firmeu.com/blog/forex-business-banking) - [What Type of Bank Account Do I Need for Forex Trading?](https://www.firmeu.com/blog/what-type-of-bank-account-do-i-need-for-forex-trading) - [Opening a Bank Account for CFD (Contract for Difference) Trading](https://www.firmeu.com/blog/opening-bank-account-for-cfdcontract-for-difference-trading) - [Bank Account Opening for the Gaming Industry](https://www.firmeu.com/blog/bank-account-opening-for-the-gaming-industry) - [Bank Account Opening for the Import/Export Industry](https://www.firmeu.com/blog/bank-account-opening-for-the-import-export-industry) - [Finding Payment Rails for Financial Institutions](https://www.firmeu.com/blog/finding-payment-rails-for-financial-institutions) - [Silicon Valley Bank Shutdown: Why You Should Have Multiple Bank Accounts](https://www.firmeu.com/blog/silicon-valley-bank-and-multiple-bank-accouns) ## Guides: Industry-Specific - [Payment Processing for Your Adult Business](https://www.firmeu.com/blog/payment-processing-for-your-adult-business) - [4 Best Payment Gateways for Adult Sites in 2026](https://www.firmeu.com/blog/best-payment-gateways-for-adult-sites-in-2026) - [How to Accept Payments for Adult Content](https://www.firmeu.com/blog/how-to-accept-payments-for-adult-content) - [How to Run an Online Adult Business: Policies and Liability](https://www.firmeu.com/blog/how-to-run-an-online-adult-business-an-in-depth-review-on-policies-and-liability) - [Chargeback Issues in the Adult Industry and How to Manage Them](https://www.firmeu.com/blog/chargeback-problems-adult-industry-solutions) - [Adult Business Bank Account Opening](https://www.firmeu.com/blog/adult-business-bank-account-opening) - [CBD Payment Processing Compliance](https://www.firmeu.com/blog/cbd-payment-processing-compliance) - [CBD Payment Processing: Legal vs Risk Reality](https://www.firmeu.com/blog/cbd-payment-processing-legal-vs-risk-reality) - [Opening a Cannabis Business Bank Account](https://www.firmeu.com/blog/opening-a-cannabis-business-bank-account) - [Secure Banking & Payments for Electronic Cigarette Sales](https://www.firmeu.com/blog/elevating-electronic-cigarette-sales-secure-banking-and-payment-processing-solutions) - [Top Payment Solutions for Sports Betting Platforms](https://www.firmeu.com/blog/payment-solutions-for-sports-betting-platforms) - [Payment Solutions for Travel Agent's Margin Scheme (TAMS) Companies](https://www.firmeu.com/blog/payment-solutions-for-travel-agents-margin-scheme-tams-companies) - [TAMS & Travel Payment Structures for Businesses](https://www.firmeu.com/blog/tams-travel-payment-structures-for-businesses) - [How Travel Businesses Manage Global Transactions Efficiently](https://www.firmeu.com/blog/travel-business-global-transactions) - [E-Commerce Payment Solutions on Shopify: Challenges & Solutions](https://www.firmeu.com/blog/e-commerce-payment-solutions-with-shopify) - [Payment Processing for Your Dropshipping Business](https://www.firmeu.com/blog/payment-processing-for-your-dropshipping-business) - [Best Payment Platform for Real Estate Agencies: Stripe, PayPal, or Square?](https://www.firmeu.com/blog/stripe-vs-paypal-vs-square-real-estate-agencies) - [How Real Estate Companies Handle Overseas Transactions Efficiently](https://www.firmeu.com/blog/real-estate-overseas-transactions) - [Real Estate Payments and Commission Mistakes](https://www.firmeu.com/blog/real-estate-payments-and-commissions) - [Hidden Payment Challenges in Oil & Gas Deals](https://www.firmeu.com/blog/oil-gas-hidden-payment-challenges) - [Finding the Right Collaboration Partners in Oil & Gas](https://www.firmeu.com/blog/finding-right-collaboration-partners-oil-gas) - [Paying International Contractors in Construction](https://www.firmeu.com/blog/paying-international-contractors-construction-firms) ## Guides: Trends, AI & Platform Comparisons - [PayFirmly: The Ultimate Payment Gateway Solution for Modern Businesses](https://www.firmeu.com/blog/introducing-payfirmly-the-only-payment-gateway-youll-ever-need) - [Adyen or Authorize.net: Which Payment Platform Fits Your Business Better?](https://www.firmeu.com/blog/adyen-vs-authorize-net-payment-management-comparison) - [Regulatory Payment Changes 2027: What Fintechs & Banks Must Know](https://www.firmeu.com/blog/solutions-for-adapting-to-payment-regulatory-changes) - [Implementing AI to Improve Banking and Financial Structures](https://www.firmeu.com/blog/implementing-ai-to-improve-banking-and-financial-structures) - [Leveraging AI in High-Risk Payment Processing](https://www.firmeu.com/blog/leveraging-ai-in-high-risk-payment-processing) - [BNPL 2.0: How Buy Now, Pay Later is Expanding Beyond Retail](https://www.firmeu.com/blog/bnpl--how-buy-now-pay-later-is-expanding-beyond-retail) - [Consumer Spending Trends 2026: What's Changing?](https://www.firmeu.com/blog/consumer-spending-trends-2026) - [Latest Ecommerce Payment Trends 2025: What's Changing?](https://www.firmeu.com/blog/e-commerce-payments-trends-every-business-should-watch-in-2025) - [Affordable Foreign Exchange Provider for Businesses in 2025](https://www.firmeu.com/blog/good-cheap-foreign-exchange-provider-for-companies-in-2025) ## Company - [About FirmEU](https://www.firmeu.com/about): Global business support for high-growth, high-risk industries. - [Contact / Get Matched](https://www.firmeu.com/contact): Complete a checklist to get matched with banking and payment partners. - [Blog](https://www.firmeu.com/blog): Guides on payments, banking, compliance and high-risk industries. ## Optional - [Banking Checklist](https://www.firmeu.com/checklist-banking): Match form for compatible banking partners. - [Payment Processing Checklist](https://www.firmeu.com/checklist-payment-processing): Match form for compatible payment processing partners. - [Cross-Border Payments Checklist](https://www.firmeu.com/checklist-cross-border-payments): Match form for compatible cross-border payment partners. - [Privacy Policy](https://www.firmeu.com/privacy-policy) - [Terms & Conditions](https://www.firmeu.com/terms-and-conditions)